AML/CFT Guides

Comprehensive resources to help you understand and comply with New Zealand's anti-money laundering regulations.

Essential AML/CFT Resources

Our team of compliance experts has created these guides to help New Zealand businesses understand their obligations under the Anti-Money Laundering and Countering Financing of Terrorism (AML/CFT) Act. These resources are particularly helpful for businesses preparing for the Phase 3 requirements effective June 2025.

AML/CFT Basics

Understanding the fundamentals of AML/CFT compliance

A comprehensive introduction to New Zealand's AML/CFT regulations, ideal for businesses new to compliance requirements.

Overview of the AML/CFT Act 2009

Key compliance obligations for reporting entities

Timeline of implementation phases

Customer Risk Assessment

Implementing effective risk rating procedures

A detailed guide on how to assess and document customer risk levels in compliance with Phase 3 requirements.

Risk factor identification and weightings

Creating a risk assessment framework

Documentation requirements for audits

Compliance Templates

Ready-to-use templates for AML/CFT compliance

Download our customizable templates designed to help you implement and document your AML/CFT compliance procedures.

Risk assessment worksheet

Customer due diligence checklist

Suspicious activity reporting form

Official Resources

Links to government and regulatory resources

Access official guidance from New Zealand regulatory authorities to ensure your compliance program meets all requirements.

Department of Internal Affairs guidance

Financial Markets Authority resources

Reserve Bank of New Zealand publications

Need Personalized Guidance?

Our compliance experts can provide tailored advice for your specific business needs. Schedule a consultation to discuss your AML/CFT compliance questions.